Romance scams take record dollars in 2020
Scammers pose as romantic partners online, build fake relationships, and convince victims to send money for emergencies or to help with supposed financial transfers. In 2020, reported losses reached a record 304 million dollars.
How it works
The scammer creates a fake profile on a dating app or sends an unexpected message on social media, often using stolen pictures and a made-up name. They build a relationship and make excuses to avoid meeting in person (citing the pandemic or other reasons). Eventually they ask for money, claiming it is needed for a phone card, medical emergency, travel, or to help move funds the scammer supposedly sent. Victims may receive fake transfers and be asked to forward the money, unknowingly laundering stolen funds.
Red flags to watch for
- Refuses to video chat or meet in person after weeks of contact
- Asks for money for emergencies, travel, or phone cards early in the relationship
- Profile pictures do not match when you do a reverse-image search
- Stories are inconsistent or have suspicious details that do not add up
- Sends you money first, then asks you to wire it back or forward it elsewhere
- Uses gift cards or wire transfers as payment method
What to do
Do not send money or buy gift cards for anyone you have not met in person, even if they claim to have sent you money first. Tell a trusted friend or family member about this person and ask them to listen for red flags. If something feels off, stop contact immediately. Report suspicious profiles to the dating app or social media platform, then file a report at ReportFraud.ftc.gov.
If this reached you
Source: FTC . Scam Sentinel summarizes official guidance in plain language; it is a decision aid, not a guarantee.